Personal and Business Financial Wellness: What Are the Differences?

January is Financial Wellness month, and it's easy to see why when we consider the holiday spending and finance related New Year's Resolutions we might make. As business owners you most likely will spend time reviewing and analysing the financial performance of your business. But do you consider the financial wellness of your business? And … Continue reading Personal and Business Financial Wellness: What Are the Differences?

BANK LOYALTY – IS IT COSTING YOU?

Are you being rewarded – or charged – by your bank? When was the last time you changed banks? This year? Last year? Five years ago? More? According to anecdotal evidence, about one in two Australian banking customers are still with the first bank they ever joined. And from my experience in the agricultural industry, … Continue reading BANK LOYALTY – IS IT COSTING YOU?

GET THE FARM EQUIPMENT FINANCE YOU NEED WITHOUT BREAKING THE BANK

There’s no doubt that having the right equipment is one of the most important parts of your business. Apart from the land you own, your farm machinery is probably your next biggest investment. So, you need to be well-informed about your farm equipment finance options. There is a fine line between overcapitalising and buying equipment … Continue reading GET THE FARM EQUIPMENT FINANCE YOU NEED WITHOUT BREAKING THE BANK

Client Success Story – YP Grain Growers – $3 million

My clients were sceptical about achieving interest savings whilst the rates were going up. I'll admit, it's tricky when banks are increasing rates at different times. That why it's important you know what stage the bank is at with setting their rates. Have they factored in the most recent RBA increase or are they still … Continue reading Client Success Story – YP Grain Growers – $3 million

THE BROKER IN YOUR CORNER

As small business owners, we’re quick to take on responsibilities. But when it comes to asking for help, we hesitate. We’re so busy in our lives, running our businesses that we forget to prioritise the tasks that are important to our personal and professional success. Having people by our side, not only keeps us on … Continue reading THE BROKER IN YOUR CORNER