Being aware of the rising cost of subscriptions in farming. How to determine if they are worthwhile, and how to keep track of them.
Subscribing To Savings
Getting Interested in Rates
What is an interest rate, what influences them and what can you do about them.
New Year: Time for a lending tidy up?
We share a few tips on how to tidy up your lending ready for the new year.
Prepare Well, Stress Less: Your New Year Bank Review
The most important thing you can do to prepare for your annual bank review is start early. Now is the perfect time to look over your finances and gather what you need before meeting with your bank manager. A little preparation now will help you enter that conversation feeling calm, confident, and in control.
No Pressure to Change Banks, Just Better Options
Loyalty Can Cost You, But Staying Can Still Be the Right Choice We often talk about how bank loyalty can sometimes cost you, but it’s important to be clear, just because you engage us doesn’t mean you have to change banks. We understand there are plenty of reasons why you might want to stay where … Continue reading No Pressure to Change Banks, Just Better Options
Successful Succession
Succession is a topic in farming that almost everyone has a story about, and sometimes those stories don’t end well. While there are certainly some horror stories, succession can also be a really exciting time. Seeing the next generation step in, bringing new perspectives, and even giving Mum and Dad the chance for a well-earned … Continue reading Successful Succession
Why a Tough Year Doesn’t Mean You Can’t Negotiate a Better Deal
The past couple of years have been extremely tough for farmers, and your financials may not look the way you’d like right now. It’s easy to assume that a few poorer seasons mean there’s no chance of negotiating a better deal or exploring new finance options, and the idea of switching banks can feel especially … Continue reading Why a Tough Year Doesn’t Mean You Can’t Negotiate a Better Deal
Top 4 Reasons Farmers Avoid Reviewing Interest Rates
One of Your Top 3 Expenses… and Barely Questioned? Interest payments are often one of the top three expenses on a farm business’s profit and loss statement. When other costs blow out like fuel, fertiliser or repairs most farmers take a good hard look at what went wrong and what they can do differently next … Continue reading Top 4 Reasons Farmers Avoid Reviewing Interest Rates
Disaster Proof Your Farm
Bounce back with a farm business resilience plan For farming and agribusinesses, one of the few certainties is uncertainty. One of the biggest uncertainties we face is the weather. And while technology might have improved forecasting, it still hasn’t worked out a way for us to change or control the weather. It’s one reason you … Continue reading Disaster Proof Your Farm
Better Bank Relationships
Why a strong relationship with your bank manager in good (and bad) times is so important Over the last few years, we’ve all struggled with increasing interest rates, challenging economic conditions and most recently for some drought and frost. So it would be fair to say banks have struggled in the popularity stakes. For some … Continue reading Better Bank Relationships